Thursday marked the launch of a new free digital tool in Luxembourg aimed at optimising real estate financing: Nexfin.

At a time when housing prices are rising, Nexfin, a newly registered company, helps its users better understand and find the best financing solution for their home project. Following the acquisition of Credit Expert by atHome, it is Nexfin’s turn to bring a new momentum in Luxembourg’s mortgage brokerage market. The structure is backed by the founding team of Nexvia, an innovative agency that developed unique digital tools on the Luxembourg real estate market.     

Nexfin offers a unique digital tool, available for free online, to simulate the costs, risk exposure and tax savings of each solution available on the market: fixed, variable, revisable and home savings scheme.

During his presentation at the launch of the tool, Vincent Quillé, Managing Director, detailed his ambitions: “This tool allows everyone to clearly understand the impact of interest rate fluctuations on the real cost of each financing solution".

When it comes to selling, moving out or leaving the country (implying an anticipated reimbursement) the tool can calculate the real cost of the mortgage on the shortened period, including the early repayment penalties.       

Through a meeting, Nexfin can also structure the most suitable financing solution for the client's profile and project. Vincent Quillé highlighted: “On average, we can lower the cost of borrowing by 10% by doing a mix of several financing solutions. The cost is lowered even further thanks to the best rates you can get through our brokerage services”.

Nexfin aims to innovate in the brokerage sphere by bringing tailor-made advice to the clients' specific projects and particularities. For its offices, the company picked a central location in Luxembourg City, at 11 Rue des Capucins. For more information, visit