On Thursday 16 April 2026, Luxembourg-based life assurance company OneLife presented its annual report and certified financial statements for 2025.
OneLife confirmed "strong growth" in 2025, marked by increased revenue and the launch of its new strategic plan.
In an uncertain geopolitical environment, the company said demand has grown for sophisticated wealth management solutions benefiting from the Luxembourg legal framework. OneLife recorded inflows of €1.3 billion, confirming this trend.
According to the company, this performance is the result of multiple growth factors. In France, inflows reached record levels, increasing by 24%. OneLife noted that it benefits from a diversified model, operating in France both under the freedom to provide services from its base in Luxembourg and via its local branch office. In Belgium, inflows continued to post double-digit growth. With the creation of a new investment product, OneLife said it now offers its clients a comprehensive range of solutions, distributed from Luxembourg and via a branch in Belgium.
Moreover, the regions of Iberia and the Nordics made a significant contribution to growth. Reaffirming its diversification strategy in these markets, the company further expanded its offering by launching a Luxembourg pension insurance solution for Swedish residents - described as "a first in Luxembourg".
In a context of low surrender rates, net inflows remained "very positive". Assets under management (AuM) reached €11.4 billion, a year-on-year increase of 8.3%.
"These results confirm the relevance of our model: wealth management solutions that evolve in line with our clients’ needs, the geographical diversification of our business in multiple European markets and the primacy of gaining and maintaining confidence among our partners and clients," said Bruno Valersteinas, Chief Executive Officer of OneLife. "As such, 2025 marks an important milestone with the launch of our Focus & Grow strategic plan, of which the Client First priority is to strengthen the quality of the experience offered to our partners and clients."
Net income in 2025 amounted to €9.2 million. Exceeding the company's budget targets, this performance reflects OneLife's financial strength amid investments linked to the deployment of its strategic plan, the company said. The solvency ratio reached 141%.
"The 2025 results demonstrate the solidity of OneLife and the discipline that characterises our management. They provide a solid basis for further developing our business and supporting the implementation of our strategic plan across all our European markets," said Cédric Lootvoet, Deputy Chief Executive Officer of OneLife.
The company also continued its digital transformation to offer clients and partners more fluid, intuitive and connected transactional pathways and access portals.
The digitisation of client journeys forms part of a broader effort to improve the experience of clients and partners. Through its Client First approach, the company said it aims to place the client at the heart of its transformation process.
"Fully aware" of its corporate responsibilities, OneLife continued to integrate Environmental, Social and Governance (ESG) principles into its activities and financial offering in 2025. The company highlighted its compliance with the requirements of the Sustainable Finance Disclosure Regulation (SFDR), the transparency of sustainable investment reports, the growing share of ESG-compliant assets in the company's portfolios and the range of financial products offered to clients.
In this context, the renewal of the INDR label in 2025 by Luxembourg's national institute for sustainable development and corporate social responsibility, recognised "significant progress" in terms of Corporate Social Responsibility (CSR) policy.
OneLife also reaffirmed its commitment as a responsible employer, with the renewal of its Great Place to Work certification reflecting employee satisfaction and the quality of the working environment.
2025 was also marked by a change in governance. In October 2025, Bruno Valersteinas was appointed Deputy Chief Executive Officer of Groupe APICIL, heading the Saving & Financial Services division. As part of a succession plan, Cédric Lootvoet was appointed Deputy Chief Executive Officer of OneLife in December 2025.
